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protectia consumatorului situatie financiara banques d'investissement market economy contract de franciza pierdere financiara companie fondatoare situation financiere rata dobanzii clientela piata de capital stiluri de viata affaires debt repayment business publications en serie capital social public relations despagubire human resources reinsurance institutii financiare agentie de turism piata imobiliara decision making credit immobilier contabilitate bankruptcy comportement du consommateur credit imobiliar clienti piata bunuri si servicii incertitudine advertising marche financier managers marche du logement managementul riscului risk afaceri rentabilitate customers incertitude societate-mama media manageri accounting financial transaction housing market activite economique economic policy institutions financieres communication de masse promotion commerciale venituri extrasalariale societe mere protection du consommateur economic behaviour investitii de capital avantages accessoires tehnologia informatiei credit ipotecar inevestissements reassurance criza monetara franchisage housing agencies hotels placement de capitaux monetary crisis companii de asigurari planificare strategica credit institution politique du credit luare de decizie interest rate mass communication contrat d'assurance gestion financiere hoteluri instrument financier politique economique planification strategique financial market risc broker management economie de piata financial situation indebtedness contigency funds prise de decision mijloace de comunicare profit asigurari finante publice fringe benefits uncertainty franciza technologie de l'information serials turism simulation simulare damage compensation insurance resurse umane studii de piata promovarea vanzarilor comportamentul consumatorului sales occupation investment banks financial institutions market studies faillite faliment mathematical models politica economica commercialisation parent company gestion du risque risque economie de marche spalarea banilor impact of advertising finances publiques impact publicitar tourisme aspecte psihologice politica de credit games modeles mathematiques rentabilite perte financiere market activitate economica profession commerciale investitii rambursarea datoriei comunicare in masa marketing insurance contract clientele contract de asigurare gestion publicatii periodice profitability taux d'interet transaction financiere sales promotion credit policy consumer behaviour economic activity fonds de secours dedommagement relations publiques piata financiara cadres etablissement de credit biens et services information technology financial instrument aspects psychologiques enedettement impact publicitaire agence de tourisme marche des capitaux offices du logement modele matematice tourism crise monetaire jeux remboursement societes d'assurance share capital banci de investitii publicite comptabilite travel agency publicitate assurance polita de asigurare instrumente financiare marche etudes de marche goods and services investment transaction life styles public finance strategic planning tranzactie financiara consumer protection comportement economique insurance companies resspurces humaines real estate credit teze de doctorat jocuri investment agentii imobiliare relatii cu publicul psychological aspects modes de vie reasigurari comportament economic management financiar institutii de credit capital market risk management campanie de vanzari profesii comerciale money laundering financial loss indatorare fonduri de asigurare franchising courtier blanchiment d'argent moyens de communication financial management